Guest nobgobbler Posted June 2, 2017 Report Share Posted June 2, 2017 9 hours ago, Roadkill said: Further research and comments from Baws on other threads have concluded that he may be referencing a Clint Eastwood movie from eighteen years before I was born. If you want a guarantee buy a toaster. Quote Link to comment Share on other sites More sharing options...
Cuntybaws Posted June 2, 2017 Report Share Posted June 2, 2017 8 hours ago, Eric Cuntman said: His worst film. Utterly fucking dismal. Not brilliant like the one with the big gun, and the one with the monkey. Right turn Clyde. Quote Link to comment Share on other sites More sharing options...
Guest DingTheRioja Posted June 2, 2017 Report Share Posted June 2, 2017 7 hours ago, Mrs Roops said: Clearly you harbour a misunderstanding of "overheated" in the economic sense. For the avoidance of doubt and argument click here. The housing market has overheated because the cost of housing is overpriced and is in short supply. This is especially acute for first time buyers, most of whom cannot gain a foothold in the market without the assistance of the bank of mum & dad. There are many reasons for this, but as I intimated before this due in part to an exponential increase of private landlords. Ah the wickipedia of the world... right... Quote Overheating of an economy occurs when its productive capacity is unable to keep pace with growing aggregate demand. It is generally characterised by an above-trend rate of economic growth, where growth is occurring at an unsustainable rate. Boom periods are often characterised by overheating in the economy. An economy is said to be overheated when inflation increases due to prolonged good growth rate and the producers produce in excess thereby creating excess production capacity. The main reason behind overheating is insufficient supply allocation because of excess spending by the people due to increase in consumer wealth. According to your definition, you have described what happened 10 years ago. This is not happening now and has not happened since the crash. The interest/tax and Stamp changes are nothing to do with overheating, since the market has not overheated for 10 years. The market currently is slow, if FTB cannot afford to get on the housing ladder it is not because of overheating, but because they expect to be able to buy a 3 bed semi or a penthouse in Knightsbridge on £40k pa, they will not countenance having to move and buy where they can afford and commute instead. The market raised prices beyond reasonable 10 years ago, and despite the crash, it did not "correct" itself. The housing market never does, same as the FTSE. This is not overheating. There are a lot of predictions that the luxury end of the market in the south will suffer a large "correction" due to Brexit and Directors/Bankers jobs moving abroad. This will not happen (i) its the housing market (ii) its London. There will be some houses that lose 20%, but next year they will get it back and these same cunts will use these sme houses as evidence of a boom again. 10 hours ago, Snatch said: You do know that your wrong and she's right don't you. She's always right. Fuck yeah, pass the bark stripper... I'm giving up now. Quote Link to comment Share on other sites More sharing options...
Guest nobgobbler Posted June 2, 2017 Report Share Posted June 2, 2017 37 minutes ago, Cuntybaws said: Right turn Clyde. Punkape? Quote Link to comment Share on other sites More sharing options...
Mrs Roops Posted June 2, 2017 Report Share Posted June 2, 2017 (edited) 26 minutes ago, DingTheRioja said: Ah the wickipedia of the world... right... According to your definition, you have described what happened 10 years ago. This is not happening now and has not happened since the crash. The interest/tax and Stamp changes are nothing to do with overheating, since the market has not overheated for 10 years. The market currently is slow, if FTB cannot afford to get on the housing ladder it is not because of overheating, but because they expect to be able to buy a 3 bed semi or a penthouse in Knightsbridge on £40k pa, they will not countenance having to move and buy where they can afford and commute instead. The market raised prices beyond reasonable 10 years ago, and despite the crash, it did not "correct" itself. The housing market never does, same as the FTSE. This is not overheating. There are a lot of predictions that the luxury end of the market in the south will suffer a large "correction" due to Brexit and Directors/Bankers jobs moving abroad. This will not happen (i) its the housing market (ii) its London. There will be some houses that lose 20%, but next year they will get it back and these same cunts will use these sme houses as evidence of a boom again. Fuck yeah, pass the bark stripper... I'm giving up now. Oh, try this instead. Its not really my definition. No doubt you may wish to write to the Royal Economic Society and put them right... In the world according to Ding there is no housing shortage and press and TV coverage about the difficulties of first time buyers are false. Edited June 2, 2017 by Mrs Roops Repaired Link Quote Link to comment Share on other sites More sharing options...
Guest Lady Penelope Posted June 2, 2017 Report Share Posted June 2, 2017 38 minutes ago, DingTheRioja said: The housing market never does, same as the FTSE. This is not overheating. Total nonsense. It is a case of the housing market overheating, house prices had spiraled out of control, y the late 1980s and have continued to do so ever since. Perhaps you are one of these said landlords .. there seem to be several here on CC. In relative terms someone now on £40 is a match for someone who was on £2k back in 1960s when the prices of ordinary houses in London would have been well within their price range. Quote Link to comment Share on other sites More sharing options...
Guest Lady Penelope Posted June 2, 2017 Report Share Posted June 2, 2017 5 minutes ago, Mrs Roops said: Oh, try this instead. Its not really my definition. No doubt you may wish to write to the Royal Economic Society and put them right... In the world according to Ding there is no housing shortage and press and TV coverage about the difficulties of first time buyers are false. The Bank of England have defined the rate of inflation over the last 60 years as £5 back in 1957 buying the same as £205 would now. House prise rises actually did hold level with age rises until the end of the 1970s. I bought a house in 1979 for £5,000 and sold it for £8000 in 1981. I then bought a house for £14,000 and sold that house in 2007 for for £120,000. That same house recently sold for £270,000 .. far ahead of the levels of inflation. (the house that I paid £5,000 back in 1979 was recently sold for £105,000). Quote Link to comment Share on other sites More sharing options...
Guest Lady Penelope Posted June 2, 2017 Report Share Posted June 2, 2017 http://www.bbc.co.uk/news/magazine-34930602 December 2015 but worth reading through Quote Link to comment Share on other sites More sharing options...
Ape™️ Posted June 2, 2017 Report Share Posted June 2, 2017 I don't give a flying fuck about any of this tedious shit. Stick your BTL and your overheating up your fucking arses. Oh, and fuck off Jazz. 1 Quote Link to comment Share on other sites More sharing options...
Eric Cuntman Posted June 2, 2017 Report Share Posted June 2, 2017 1 hour ago, Cuntybaws said: Right turn Clyde. "Punky, scrap the caddy". Quote Link to comment Share on other sites More sharing options...
Guest DingTheRioja Posted June 2, 2017 Report Share Posted June 2, 2017 3 hours ago, Ape said: I don't give a flying fuck about any of this tedious shit. Stick your BTL and your overheating up your fucking arses. Oh, and fuck off Jazz. Quote Link to comment Share on other sites More sharing options...
Guest DingTheRioja Posted June 2, 2017 Report Share Posted June 2, 2017 4 hours ago, The Lady Penelope said: Total nonsense. It is a case of the housing market overheating, house prices had spiraled out of control, y the late 1980s and have continued to do so ever since. Perhaps you are one of these said landlords .. there seem to be several here on CC. In relative terms someone now on £40 is a match for someone who was on £2k back in 1960s when the prices of ordinary houses in London would have been well within their price range. Jesus fucking christ... This comment "The housing market never does, same as the FTSE" belongs with this comment "it did not "correct" itself" hence the current FTSE hitting record levels, again. "This is not overheating." is about the entire paragraph stating that people simply cannot afford to live where they want is not the same as overheating. Until you get your tranny head out from your greased-up arse, shut up. 4 hours ago, Mrs Roops said: Oh, try this instead. Its not really my definition. No doubt you may wish to write to the Royal Economic Society and put them right... In the world according to Ding there is no housing shortage and press and TV coverage about the difficulties of first time buyers are false. In the world according to Ding, wanting to buy a £500k house in central London on £25k pa because you're a thick lazy fuck with no savings does not equate to overheating. There are shit loads of houses round here in decent areas for normal prices, prices than are affordable to FTB, but the problem is they want the 4 bed detached now, not the 2 bed terrace starter home and they won't save a decent deposit. I bought my first house in the Yorkshire Dales National Park, it cost 100k, I paid a deposit of 25k because I saved up, my then salary would not have afforded me a greater than £75k mortgage. Some of my mates were earning the same as me, blew thousands on shit they didn't need, they complained there was a housing shortage and the incomers were pricing locals out of the market. they had to move out of the area they grew up in or rent. I had a better car than them, better and more holidays. And bought my own house. There was no shortage, no price increasing incomers, just useless cunts who blame someone else for their shit. I also drank more beer than them. Every person I see on shit like Location, Location has a million high end gadgets, does all the latest trendy bollocks and reckon they can't save up a deposit. They want the massive house and the massive lifestyle without earning or paying for it. The rich are rich, the poor are poor, so fucking work to change your lot and stop your entitlement. Stop buying new iPhones & iPads every year, stop buying the latest useless trinket and in a few years you'll have saved up 20k without even fucking trying. Shall I equate it to one of your trinkets? 500,000 chavs want a Merc for 5 grand, but Mercedes only make 100,000 cars a year at 35 grand a pop, so the chavs can only afford a clapped Focus, does that mean that the Merc Market is overheating? Quote Link to comment Share on other sites More sharing options...
Guest DingTheRioja Posted June 2, 2017 Report Share Posted June 2, 2017 @SnatchThis time I'm stopping, I needed the fluffy kitten to save my sanity.... Do you want me to polish this from the inside? Quote Link to comment Share on other sites More sharing options...
Guest 'eavensabove Posted June 2, 2017 Report Share Posted June 2, 2017 4 hours ago, The Lady Penelope said: Total nonsense. It is a case of the housing market overheating, house prices had spiraled out of control, y the late 1980s and have continued to do so ever since. Perhaps you are one of these said landlords .. there seem to be several here on CC. In relative terms someone now on £40 is a match for someone who was on £2k back in 1960s when the prices of ordinary houses in London would have been well within their price range. Out of allotments... We've all heard the same old story about "when I was a kid you could get a weeks holiday for a penny" etc. etc. However, when I look back to remember my own first proper wage packet of £10.73p per week, I would be able to go to the pub every night, travel to and from work all week, dine out a few nights each week and still have enough to bung my Mother some rent... What would that cost today? £800+ and who for the life of them earns that much in the average workplace these days. £400 per day and it still isn't enough for many. Thank fuck I work from home and pull-in a wage that I have worked my bollocks off to achieve and to get by on whilst also being able to save for one or two luxuries now and then. Is that too much to ask for from life? Governments, would suggest otherwise, considering what they pay to Careers, Nurses and numerous others for example, whilst they wine & dine at will and do fuck all for it. Quote Link to comment Share on other sites More sharing options...
Mrs Roops Posted June 2, 2017 Report Share Posted June 2, 2017 47 minutes ago, DingTheRioja said: Shall I equate it to one of your trinkets? 500,000 chavs want a Merc for 5 grand, but Mercedes only make 100,000 cars a year at 35 grand a pop, so the chavs can only afford a clapped Focus, does that mean that the Merc Market is overheating? Well housing is a basic need, whereas personal transport is not. Still, lets go with your comparison. The point is many first time buyers can't even afford a clapped out Focus if the market rate for a 15 year old model that barely scrapes through an MOT costs £20k. Quote Link to comment Share on other sites More sharing options...
Bubba C Posted June 2, 2017 Report Share Posted June 2, 2017 58 minutes ago, DingTheRioja said: Jesus fucking christ... This comment "The housing market never does, same as the FTSE" belongs with this comment "it did not "correct" itself" hence the current FTSE hitting record levels, again. "This is not overheating." is about the entire paragraph stating that people simply cannot afford to live where they want is not the same as overheating. Until you get your tranny head out from your greased-up arse, shut up. In the world according to Ding, wanting to buy a £500k house in central London on £25k pa because you're a thick lazy fuck with no savings does not equate to overheating. There are shit loads of houses round here in decent areas for normal prices, prices than are affordable to FTB, but the problem is they want the 4 bed detached now, not the 2 bed terrace starter home and they won't save a decent deposit. I bought my first house in the Yorkshire Dales National Park, it cost 100k, I paid a deposit of 25k because I saved up, my then salary would not have afforded me a greater than £75k mortgage. Some of my mates were earning the same as me, blew thousands on shit they didn't need, they complained there was a housing shortage and the incomers were pricing locals out of the market. they had to move out of the area they grew up in or rent. I had a better car than them, better and more holidays. And bought my own house. There was no shortage, no price increasing incomers, just useless cunts who blame someone else for their shit. I also drank more beer than them. Every person I see on shit like Location, Location has a million high end gadgets, does all the latest trendy bollocks and reckon they can't save up a deposit. They want the massive house and the massive lifestyle without earning or paying for it. The rich are rich, the poor are poor, so fucking work to change your lot and stop your entitlement. Stop buying new iPhones & iPads every year, stop buying the latest useless trinket and in a few years you'll have saved up 20k without even fucking trying. Shall I equate it to one of your trinkets? 500,000 chavs want a Merc for 5 grand, but Mercedes only make 100,000 cars a year at 35 grand a pop, so the chavs can only afford a clapped Focus, does that mean that the Merc Market is overheating? You've lost it, ding, big time. Move on and stop embarrassing yourself. Quote Link to comment Share on other sites More sharing options...
Ape™️ Posted June 2, 2017 Report Share Posted June 2, 2017 Just now, Bubba C said: You've lost it, ding, big time. Move on and stop embarrassing yourself. Agreed. Wind your neck in Ding, you utter fucking imbecile. 2 Quote Link to comment Share on other sites More sharing options...
Earl of Punkape Posted June 2, 2017 Report Share Posted June 2, 2017 1 hour ago, DingTheRioja said: @SnatchThis time I'm stopping, I needed the fluffy kitten to save my sanity.... Do you want me to polish this from the inside? Is it some sort of mastubatory machine? Quote Link to comment Share on other sites More sharing options...
Roadkill Posted June 2, 2017 Report Share Posted June 2, 2017 1 minute ago, Bubba C said: You've lost it, ding, big time. Move on and stop embarrassing yourself. Just now, Ape said: Agreed. Wind your neck in Ding, you utter fucking imbecile. Is the still trying? Maybe if we tell him in GIF format: 2 Quote Link to comment Share on other sites More sharing options...
Bubba C Posted June 2, 2017 Report Share Posted June 2, 2017 18 minutes ago, Roadkill said: Is the still trying? Maybe if we tell him in GIF format: Whilst ding loves a gif more than pinky loves BBC in his back passage, he just never learns. You weren't here for the shitting stick-man saga. The cloth cap wearing, Kes watching cunt is beyond help. Quote Link to comment Share on other sites More sharing options...
colonelkurtz Posted June 2, 2017 Report Share Posted June 2, 2017 49 minutes ago, Punkape said: Is it some sort of mastubatory machine? Someone clearly doesn't know their arse from their elbow. 1 Quote Link to comment Share on other sites More sharing options...
Guest DingTheRioja Posted June 2, 2017 Report Share Posted June 2, 2017 2 hours ago, Mrs Roops said: Well housing is a basic need, whereas personal transport is not. Still, lets go with your comparison. The point is many first time buyers can't even afford a clapped out Focus if the market rate for a 15 year old model that barely scrapes through an MOT costs £20k. Owning a house is not a basic need, renting is a perfectly viable option, same as not having a car and being a buswanker, you might not like it, but it's viable and affordable, cut your cloth and all that shite. Plenty of towns and cities have half decent 2 bed terraces around 100k, if you can't afford that, get a better fucking job and stop whining. Quote Link to comment Share on other sites More sharing options...
Guest Snatch Posted June 2, 2017 Report Share Posted June 2, 2017 3 hours ago, DingTheRioja said: @SnatchThis time I'm stopping, I needed the fluffy kitten to save my sanity.... Do you want me to polish this from the inside? That's Blubbas job. Quote Link to comment Share on other sites More sharing options...
Guest Spanky Posted June 2, 2017 Report Share Posted June 2, 2017 (edited) 8 hours ago, Ape said: I don't give a flying fuck about any of this tedious shit. Stick your BTL and your overheating up your fucking arses. Oh, and fuck off Jazz. Once all the homeless people this nom is about deal with their mental health problems; substance abuse issues; stench of piss and shit from years in the same clothes, perhaps they could get a job. After a while, maybe they could get on the property ladder. Maybe a little later on, they could use the equity they have built up in their property to enter the BtL market. Maybe after a while, they might even give a fuck about the Royal Society of Economics and could engage with @DingTheRioja and @Mrs Roops in a fucking mindlessly tedious I'm smarter than you are cuntishness contest on Cunts Corner. That would be fun. Edited June 2, 2017 by Spanky Because I'm a typo spaz Quote Link to comment Share on other sites More sharing options...
Guest Snatch Posted June 2, 2017 Report Share Posted June 2, 2017 3 hours ago, Punkape said: Is it some sort of mastubatory machine? No it's a modern day "What the Butler saw" machine. You have to put your head inside for the 3D experience. Give it a try and tell us how you got on. Quote Link to comment Share on other sites More sharing options...
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